Orion Emergency Medical Insurance: Designed for the way travellers explore the world
Helping keep travellers safe.
Nobody expects to get sick while travelling. That’s why Orion offers robust benefits to get travellers the medical assistance they need when travelling.
Emergency Medical Plans Designed for Travellers, by Travellers
What is Emergency Medical Insurance?
Facing a medical emergency while travelling can be challenging—whether in Canada or abroad. That’s where Orion Emergency Medical Insurance can help. Our plans feature unique benefits that include:
No stability clause for travellers under 70 on most Emergency Medical Insurance plans.
24/7/365 assistance via toll-free call, email or the Orion Travel Aid app.
Emergency medical treatment.
Family transportation for a loved one to be bedside during recovery.
Return of vehicle back home. (if traveller drove to the destination)
Return flight home.
Features and Benefits
Plans designed for how today’s travellers travel.
Medical benefits
From emergency treatment while away to returning the traveller home.
Customized plans
Top-ups and add-ons to give travellers the protection they need.
How we help
We focus on details, so travellers can focus on getting well.
Sample medical costs
See what medical costs can look like without traveller’s insurance in place.
EMERGENCY MEDICAL INSURANCE
Travel Medical Insurance Plan Benefits*
MEDICAL AND NON-MEDICAL FEATURES
Emergency Medical Treatment
Emergency Dental Expenses
Medical Repatriation
Return of Vehicle
Family Transportation
Vision Care and Hearing Aid
Pet Care, Pet Return, and Commercial Kennel Costs
Pet return: Up to $500 CAD to return a traveller's pet home.
Commercial kennel costs: Up to $300 CAD for kennel costs when a return home is delayed due to a medical emergency.
Child Care
Escort of Insured Children
Customized Plans
Top-ups and add-ons to give travellers the protection they need.
Coverage Enhancement
Our optional add-ons to Emergency Medical plans include:
Coverage for sickness/injury related to alcohol or other toxic substances.
Coverage for pregnancy.
Increased coverage for existing prescription medication replacement.
Trip Cancellation & Interruption and Baggage Protection
Up to $5,000 CAD for trip cancellation or interruption.
Up to $1,500 CAD baggage. (Add on to Trip Cancellation & Interruption)
Includes a 3-month pre-existing stability.
How We Help
Assisting travellers in-destination and all the way home.
We focus on the details so travellers can focus on getting well.
Travellers can reach us from anywhere via toll-free call, email or on the Orion Travel Aid app.
We help travellers find the closest medical provider.
We direct bill whenever possible to help avoid out-of-pocket expenses.
We monitor medical treatment until traveller returns home.
Sample Medical Costs
Canadians have health care costs covered in their home province, but coverage can be limited when travelling beyond.
Scenario: Trip to the U.S.
Cold, ear infection: $500 – $2750
Pneumonia: $88,165 – $125,000
Broken leg: $8,650 – $85,000
Abdominal pain: $6,250 – $165,000
Heart attack: $126,350 – $295,000
Air ambulance: $42,000 – $60,000
Scenario: Family Caribbean Cruise
A child was diagnosed with tonsilitis on a cruise and required surgery.
Facilities were limited at the local island hospital.
Orion Assistance arranged for the family to fl y to Canada via air ambulance to get surgery in their home province.
Medical Cost: $54,752.60
Traveller was reimbursed for the above by Orion Travel insurance.
What Sets Orion Apart
We’re associated with CAA, one of Canada’s most trusted brands.
We’ve provided unique protection for over 5.8 million Canadians.
Our travel industry expertise ensures our benefits meet today’s travellers’ needs.
Our flexible, well-priced plans help protect travellers of all kinds.
Have a question about our plans or process? The answer is likely here. If it isn’t, please reach out and contact us.
Orion has several plan options that don’t have stability requirements for pre-existing conditions.
Not only do we have emergency medical plans for retirees, but there are no stability requirements on most of our emergency medical plans for travellers under 70.
Yes, we can customize coverage based on travellers’ needs. Choose from robust Emergency Medical and non-medical plans, select our Trip Cancellation and Interruption Insurance with protection for lost or damaged baggage, travel advisories, lost or stolen passports or visas, missed connections—or get plans that combine the two. We have top-offs and add-ons for even more customization, and our coverage can extend to protect spouses and/or dependents, too.
